Top 10 Funded Trading Programs in 2025: Reviews, Pricing, Pros & Cons

If you want to trade big capital without risking your own money, funded trading programs (also called prop firms) are the solution. These companies give you access to large trading accounts once you pass their evaluation.

But with so many options, which prop firm is best in 2025?
In this guide, I’ll review the top 10 funded trading programs, using Trustpilot reviews, pros and cons, pricing, and funding duration. I’ll also share each firm’s Success Market Score (0–100) to help you compare.

🔎 Quick Comparison Table

Prop Firm	Trustpilot Score	Typical Price*	Evaluation Style	Success Score
FTMO	4.7/5	From $155+	2-step evaluation	88/100
The5%ers	4.6/5	From $85+	Growth-based funding	80/100
MyForexFunds	3.5–4.0/5	From $99+	1-step / 2-step / instant	78/100
FundedNext	4.7/5	From $79+	1-step / 2-step	76/100
SurgeTrader	4.5/5	From $250+	1-step / instant	75/100
Topstep	4.6/5	$165 monthly+	Subscription model	82/100
Earn2Trade	4.5/5	$150+	1-step Gauntlet / Mini	73/100
FundingYourTrades	4.7/5	From $90+	Multiple challenges	74/100
Funded Trading Plus	4.6/5	From $120+	1-step / fast payouts	77/100
City Traders Imperium	4.7/5	From $109+	1-step / 2-step / scaling	81/100

Prices vary by account size. Always check the firm’s site for updated fees.

🏆 1. FTMO – The Gold Standard in Prop Trading

Why traders like it: FTMO is the most recognized prop firm with clear rules, excellent support, and reliable payouts.

Pricing & Duration

• Entry fees start around $155+, based on account size.
• Two-step evaluation: Challenge + Verification.

Pros & Cons

Pros:

• Trusted worldwide.
• Many verified payout stories.
• Clear and transparent rules.

Cons:

• Higher fees than some new firms.
• Rules (daily loss limits) can feel strict.

Trustpilot Rating

⭐ 4.7/5 from thousands of reviews.

Success Market Score

✅ 88/100

📌 Related: Compare FTMO vs The5%ers

🥈 2. The5%ers – Low-Cost Growth Path

Why traders like it: Start small, then scale your account as you hit milestones.

Pricing & Duration

• Starting fees around $85+.
• Multiple tracks (instant funding & evaluation).

Pros & Cons

Pros:

• Low entry fees.
• Growth model lets accounts scale over time.
• Flexible funding paths.

Cons:

• Plan variety can confuse new traders.
• Slower payouts than some instant firms.

Trustpilot Rating

⭐ 4.6/5

Success Market Score

✅ 80/100

📌 Related: FTMO vs The5%ers comparison

🥉 3. MyForexFunds – Flexible Plans

Why traders like it: Wide choice of plans including instant funding.

Pricing & Duration

• Starts around $99+.
• Options: 1-step, 2-step, or instant funding.

Pros & Cons

Pros:

• Flexible plans for all trader types.
• Many payout success stories.

Cons:

• Mixed reviews in recent years.
• Some controversies raised on Trustpilot.

Trustpilot Rating

⭐ Around 3.5–4.0/5

Success Market Score

✅ 78/100

📌 Related: Compare MyForexFunds vs FundedNext

4. FundedNext – New and Affordable

Why traders like it: Known for low-cost challenges and high profit splits.

Pricing & Duration

• From $79+ for smaller accounts.
• Offers free trial accounts.

Pros & Cons

Pros:

• Low starting price.
• Fast-growing reputation.
• No strict time limit for some plans.

Cons:

• Still newer in the market.
• Reputation building phase.

Trustpilot Rating

⭐ 4.7/5

Success Market Score

✅ 76/100

📌 Related: FundedNext vs SurgeTrader

5. SurgeTrader – Fast and Simple

Why traders like it: Known for fast payouts and simple rules.

Pricing & Duration

• Entry starts at $250+.
• 1-step evaluation or instant funding.

Pros & Cons

Pros:

• Quick payouts.
• Simple rules.

Cons:

• Higher starting cost.
• Some mixed Trustpilot reviews.

Trustpilot Rating

⭐ 4.5/5

Success Market Score

✅ 75/100

📌 Related: SurgeTrader vs Funded Trading Plus

6. Topstep – Best for Futures Traders

Why traders like it: Specializes in futures trading with strong education tools.

Pricing & Duration

• Monthly subscription from $165+.
• “Trading Combine” model.

Pros & Cons

Pros:

• Great training tools.
• Long history in prop trading.

Cons:

• Monthly fees can add up.
• Only for futures traders.

Trustpilot Rating

⭐ 4.6/5

Success Market Score

✅ 82/100

📌 Related: Topstep vs Earn2Trade

7. Earn2Trade – Education + Evaluation

Why traders like it: Combines learning + evaluation for futures traders.

Pricing & Duration

• From $150+ for “Gauntlet Mini.”

Pros & Cons

Pros:

• Strong training focus.
• Partner broker connections.

Cons:

• Costs can add up if you take longer.
• Futures only (no forex).

Trustpilot Rating

⭐ 4.5/5

Success Market Score

✅ 73/100

📌 Related: Earn2Trade vs Topstep

8. FundingYourTrades – Affordable & Flexible

Why traders like it: Low-cost entry and multiple challenges.

Pricing & Duration

• From $90+ for smaller accounts.

Pros & Cons

Pros:

• Very affordable.
• Quick payouts reported.

Cons:

• Mixed reviews.
• Newer compared to big names.

Trustpilot Rating

⭐ 4.7/5

Success Market Score

✅ 74/100

📌 Related: FundingYourTrades Coupon Codes

9. Funded Trading Plus – Fast Payouts

Why traders like it: One of the fastest payout firms.

Pricing & Duration

• From $120+.
• Fast payouts, some within 24 hours.

Pros & Cons

Pros:

• Super-fast payouts.
• Clear trading rules.

Cons:

• Instant funding costs more.
• Simulated accounts (not direct live).

Trustpilot Rating

⭐ 4.6/5

Success Market Score

✅ 77/100

📌 Related: Funded Trading Plus vs City Traders Imperium

10. City Traders Imperium – Mentorship & Scaling

Why traders like it: Combines mentorship, community, and account scaling.

Pricing & Duration

• From $109+.
• Offers 1-step, 2-step, and scaling programs.

Pros & Cons

Pros:

• Personal mentoring.
• Big scaling potential.

Cons:

• Plans vary, can be confusing.

Trustpilot Rating

⭐ 4.7/5

Success Market Score

✅ 81/100

📌 Related: City Traders Imperium vs FTMO

📊 Final Comparison Table

Firm	Best Feature	Price From	Trustpilot	Success Score
FTMO	Most trusted overall	$155+	4.7/5	88/100
The5%ers	Growth model	$85+	4.6/5	80/100
MyForexFunds	Multiple plan types	$99+	3.5–4.0/5	78/100
FundedNext	Low entry cost	$79+	4.7/5	76/100
SurgeTrader	Fast payouts	$250+	4.5/5	75/100
Topstep	Futures focus	$165+	4.6/5	82/100
Earn2Trade	Education included	$150+	4.5/5	73/100
FundingYourTrades	Very affordable	$90+	4.7/5	74/100
Funded Trading Plus	24h payouts	$120+	4.6/5	77/100
City Traders Imperium	Mentorship + scaling	$109+	4.7/5	81/100

Read Also: Take Profit Trader Review

FAQs About Funded Trading Programs

Q1: Are funded trading programs safe?
Yes, most top firms are safe, but always read Trustpilot reviews before paying.

Q2: Which program pays the fastest?
Firms like Funded Trading Plus and SurgeTrader are known for very fast payouts.

Q3: Which is best for beginners?
The5%ers and FundedNext are beginner-friendly due to lower fees.

Q4: Which is best for futures traders?
Topstep and Earn2Trade are designed for futures markets.

Q5: Which firm is the most trusted?
FTMO is widely seen as the industry leader.